Comments on: Student loans not in repayment or in deferral included in a mortgage loan application as an expense? http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html College Loans Consolidation Sun, 28 Nov 2010 20:05:10 +0000 hourly 1 http://wordpress.org/?v=3.1 By: alterfemego http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html/comment-page-1#comment-3475 alterfemego Mon, 08 Mar 2010 18:40:11 +0000 http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html#comment-3475 Ana they are included in your overall financial picture and debt ratio's. Ana they are included in your overall financial picture and debt ratio’s.

]]> By: Landlord http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html/comment-page-1#comment-3474 Landlord Mon, 08 Mar 2010 17:44:16 +0000 http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html#comment-3474 I am not sure why you are not repaying it, but it is still due before your mortgage will be, which is usually in 30 years. I am not sure why you are not repaying it, but it is still due before your mortgage will be, which is usually in 30 years.

]]> By: Carolinahomerates.com http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html/comment-page-1#comment-3473 Carolinahomerates.com Mon, 08 Mar 2010 16:45:45 +0000 http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html#comment-3473 Student loans that are deferred...need to be deferred for 3yrs in order to take it out of the expense ratio. If not, I WOULD HIGHLY recommend that you find the original contract of the student loan. OTHERWISE, the underwriter will use his own calculations of what you will pay...which is USUALLY higher than you will normally pay. Student loans that are deferred…need to be deferred for 3yrs in order to take it out of the expense ratio.

If not, I WOULD HIGHLY recommend that you find the original contract of the student loan. OTHERWISE, the underwriter will use his own calculations of what you will pay…which is USUALLY higher than you will normally pay.

]]> By: Prncess of 2631 http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html/comment-page-1#comment-3472 Prncess of 2631 Mon, 08 Mar 2010 16:35:44 +0000 http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html#comment-3472 I bought a house a few years ago and was still in school. They took an estimate of when I would start having to repay the loans, at the time it was about 2 years from the start of the mortgage. So, no they did not add it in to my current expense ration. I would say if the loans will be due in the current future, less than a year, then they would. I bought a house a few years ago and was still in school. They took an estimate of when I would start having to repay the loans, at the time it was about 2 years from the start of the mortgage. So, no they did not add it in to my current expense ration. I would say if the loans will be due in the current future, less than a year, then they would.

]]> By: Flower Girl http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html/comment-page-1#comment-3471 Flower Girl Mon, 08 Mar 2010 15:55:15 +0000 http://cellforensicsrep.com/student-loans-not-in-repayment-or-in-deferral-included-in-a-mortgage-loan-application-as-an-expense.html#comment-3471 Yes, because it is a bill that is owed, even if you are not currently paying it. Yes, because it is a bill that is owed, even if you are not currently paying it.

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