Comments on: Tour of a Geeky Apple Room

By: nmann15

nmann15 — Sun, 20 Dec 2009 14:21:51 +0000

Ting!

By: coolrecky

coolrecky — Sun, 20 Dec 2009 13:26:07 +0000

I loved it when mine did that little welcome video thing

By: fanofarod13

fanofarod13 — Sun, 20 Dec 2009 06:08:28 +0000

help i don’t know whether to buy the macbook air or the macbook pro!

By: tludwig86

tludwig86 — Sun, 20 Dec 2009 05:39:35 +0000

Hi tludwig.,

The first thing is you need to make sure that you are not in default on any of them, because the Army won't repay any that are in default.

Also make sure that you meet all the requirements. I put a link that describes them below.

Once you're all set there, go to http://loanconsolidation.ed.gov/borrower/borrower.shtml . You can apply right there at the Federal Direct Consolidation Loan site.

Good luck,

Ken

By: Killercoldice22

Killercoldice22 — Sun, 20 Dec 2009 04:46:15 +0000

Nice video yup apple owns. Im buying my 17 inch mac book pro Friday after thanks giving,,HOpefully theres a sale on the mac book pros on black friday..Sale starts at 5 in morning thats when im buying mine cant wait

By: Anonykris

Anonykris — Sat, 19 Dec 2009 18:02:36 +0000

The good news is that almost anyone can consolidate their student loans, even with bad credit. The federal government sponsors a program through the department of education that allows anyone to consolidate their federally backed student loans (most typically, they are Stafford Student Loans but could also be PLUS Loans or Perkins Loans) and approval is not credit based by traditional underwriting standards — the key is that you cannot be behind or have missed payments. You also must have graduated and you can only consolidate student loans once (typically) in the term of the loans. The exception to this last rule is that if you take on news loans, then you can consolidate again.

The benefit of consolidating your student loans is that you can lock in a low fixed rate while at the same time extending the duration of the pay-back on the student loans to 30 years… which could cut your monthly payment in half.

If you want to compare rates and terms to consolidate your student loans, you can get matched with several of Bills.com's pre-screened lenders, by applying here: https://www.bills.com/studentloan/loan/

To learn more about student loans, I encourage your to visit the Bills.com Student Loans Information page at http://www.bills.com/student-loans

By: what?

what? — Fri, 18 Dec 2009 19:37:41 +0000

Sallie Mae consolidates.

By: MAC loves Stars

MAC loves Stars — Fri, 18 Dec 2009 17:48:33 +0000

If you fit into the criteria, then you should move ahead to the next step, which is talking to the consolidation company and asking them to contact your creditors to reduce your monthly payments and interest rates. Just as with any other loan, student loan repayment affects your future prospects of loan-taking.

If student loan debt goes beyond eighty-five percent of your total income, it is seen as a negative score in your future credit assessment.

By: Leset

Leset — Fri, 18 Dec 2009 14:27:17 +0000

Consolidating students loans do not make a difference to the credit expect if you fail to repay them (as you did). I have consolidated and it has worked out fine. I started with a low interest rate and because I paid on time for 36 months continuously my interest rate was dropped an additional 1%. If you can't make all the payments, consolidation is the best way to go and make your life easier. Good luck.

By: MacDesignProductions

MacDesignProductions — Fri, 18 Dec 2009 13:11:57 +0000

What do you do for a living?